Jumbo Mortgage Loans

First PREMIER Bank

Competitive Rates. Flexible Fees.

Looking for a high-value home? First PREMIER Bank can help you find the right financing for your unique requirements.

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Jumbo Mortgages

A jumbo loan or mortgage is one that exceeds conventional Fannie Mae or Freddie Mac conforming loan limits. First PREMIER Bank has long-time lenders who specialize in jumbo financing of high-value homes. 

  • Home/property price over $726,200
  • Fixed or adjustable loan rate
  • Personalized, responsive service
  • Disclosure of all fees in a forthright manner
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Professionals Jumbo Loan

This program is unique to First PREMIER Bank and is ideal for professionals just starting out in high-income, high-earning potential occupations.

  • Up to 100% financing
  • 5/1 ARM with 20-year amortization
  • Loan amounts up to $1 million
  • Will consider hiring bonus as cash reserve
  • 710 minimum FICO score
  • No monthly mortgage insurance requirement
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What to Know About Jumbo Loans

  • Different qualifying requirements than a conventional mortgage
  • May have a higher interest rate
  • May not be your only option for a high-value home — talk to a qualified lender
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Market Knowledge

The First PREMIER Mortgage team can help make your home happen by offering:

  • Deep understanding of the local economy
  • Vast knowledge of communities and neighborhoods
  • Personal understanding of your unique needs
  • Multiple options for remote communication for out-of-town buyers
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