![First PREMIER Bank](/Static/gfx/Logo.png)
Jumbo Mortgage Loans
![First PREMIER Bank](/contentassets/0c033c55cc35493ba8fd7290e838816f/jumbo_mortgage_header.jpg)
Competitive Rates. Flexible Fees.
Looking for a high-value home? First PREMIER Bank can help you find the right financing for your unique requirements.
![Jumbo Mortgages couple standing in front of new house](/contentassets/76b604c23f56470197eada107ef87af9/jumbo_mortgage_1.jpg)
Jumbo Mortgages
A jumbo loan or mortgage is one that exceeds conventional Fannie Mae or Freddie Mac conforming loan limits. First PREMIER Bank has long-time lenders who specialize in jumbo financing of high-value homes.
- Home/property price over $726,200
- Fixed or adjustable loan rate
- Personalized, responsive service
- Disclosure of all fees in a forthright manner
![Professionals Jumbo Loan woman standing outside drinking coffee](/contentassets/43a6f973596c44d697f3a1bc8a2898f1/jumbo_mortgage_young_professional.jpg)
Professionals Jumbo Loan
This program is unique to First PREMIER Bank and is ideal for professionals just starting out in high-income, high-earning potential occupations.
- Up to 100% financing
- 5/1 ARM with 20-year amortization
- Loan amounts up to $1 million
- Will consider hiring bonus as cash reserve
- 710 minimum FICO score
- No monthly mortgage insurance requirement
![What to Know About Jumbo Loans](/contentassets/bd9a91c0bc9b48e687ec5755dffafd19/jumbo-mortgage-circle.jpg)
What to Know About Jumbo Loans
- Different qualifying requirements than a conventional mortgage
- May have a higher interest rate
- May not be your only option for a high-value home — talk to a qualified lender
![Market Knowledge family standing in front of new home](/contentassets/4e087ca855394aa4adbf0cb63691dfb0/jumbo_mortgage_local_lending.jpg)
Market Knowledge
The First PREMIER Mortgage team can help make your home happen by offering:
- Deep understanding of the local economy
- Vast knowledge of communities and neighborhoods
- Personal understanding of your unique needs
- Multiple options for remote communication for out-of-town buyers